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<p data-start="0" data-end="691" data-is-last-node="" data-is-only-node="">अगर आप <strong data-start="7" data-end="22">credit card</strong> से <strong data-start="26" data-end="42">rent payment</strong> करते हैं, तो यह आदत आपको मुश्किल में डाल सकती है। <strong data-start="93" data-end="118">Income Tax Department</strong> ने पाया है कि कई लोग <strong data-start="140" data-end="148">rent</strong> के नाम पर पैसे घुमा रहे हैं, जिसे टैक्स की भाषा में <strong data-start="201" data-end="226">Manufactured Spending</strong> कहा जाता है। इसमें लोग दोस्तों या परिवार के <strong data-start="271" data-end="282">account</strong> में <strong data-start="287" data-end="295">rent</strong> भेजकर वही पैसा वापस ले लेते हैं, ताकि <strong data-start="334" data-end="346">cashback</strong> और <strong data-start="350" data-end="367">reward points</strong> मिल सकें। अब विभाग <strong data-start="387" data-end="394">AIS</strong> और <strong data-start="398" data-end="410">SFT data</strong> के जरिए <strong data-start="419" data-end="432">HRA claim</strong> और <strong data-start="436" data-end="448">landlord</strong> की <strong data-start="452" data-end="467">rent income</strong> का मिलान कर रहा है। किसी भी <strong data-start="496" data-end="508">mismatch</strong> पर <strong data-start="512" data-end="525">HRA claim</strong> रद्द हो सकता है और <strong data-start="545" data-end="555">notice</strong> आ सकता है। गलत जानकारी पर <strong data-start="582" data-end="598">200% penalty</strong>, <strong data-start="600" data-end="612">interest</strong> और <strong data-start="616" data-end="632">legal action</strong> संभव है। इसलिए <strong data-start="648" data-end="664">rent payment</strong> में पूरी सावधानी जरूरी है।</p>
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Source: https://www.abplive.com/videos/business/paying-rent-with-a-credit-card-can-be-expensive-risk-of-hra-rejection-and-income-tax-notice-paisa-live-3072795
